Sukanya Samriddhi Yojana 2022 When children start growing up, parents start thinking about their future. Whether it is a matter of studies or marriage.
Sukanya Samriddhi Yojana 2022
If you are also thinking of doing something for your daughter’s financial future, then investing in Sukanya Samriddhi Yojana can be a better option. Sukanya Samriddhi Yojana 2022
Only 250 rupees can be opened for Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a government scheme, which has been made for daughters only. In this, the interest on investment is also high and there is also a tax exemption.
Also, it is a safe investment plan where your money is safe. You can open an account for it with just Rs.250.
7.6 percent on investment Interest
Under Sukanya Samriddhi Yojana, the account of a daughter below the age of 10 years can be opened. The interest rate of 7.6% is available on investment in this scheme. Sukanya Samriddhi Yojana 2022
In this scheme, your money becomes double in 9 years 4 months. If you save 100 rupees daily for daughter in this scheme, then you will get 15 lakh rupees.Sukanya Samriddhi Yojana 2022
If you save Rs 416 daily, then there will be a corpus of Rs 65 lakh on maturity.
This scheme was launched in the year 2015
Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the central government. It has been launched in the year 2015 under the Beti Bachao Beti Padhao scheme. Sukanya is the best interest rate scheme in small savings scheme.
Account can be opened in post office
Under Sukanya Samriddhi Yojana account can be opened in any authorized branch of Post Office or Commercial Branch.
At the age of 21, daughters can withdraw money from this account.
Under the Sukanya Samriddhi Yojana, a maximum of 1.5 lakh rupees can be deposited annually.
After opening the Sukanya Samriddhi Yojana account, it can be continued till the girl child attains the age of 21 years or till she gets married after the age of 18 years.
How to fund 15 lakh rupees
If you invest Rs 3000 every month in this scheme i.e. Rs 36000 annually, you will get Rs 9,11,574 after 14 years at 7.6 per cent compounding annually.
On 21 years ie maturity, this amount will be around Rs 15,22,221. That is, if you save 100 rupees daily and deposit
So you can set up a fund of Rs 15 lakh for your daughter. On the other hand, by saving up to Rs 416 per day, you can add Rs 65 lakh.
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